Vintage Car Insurance Tips – Find the best price you can

Posted on February 4, 2011 by Erin

We’ve all been there—new car with a fresh fragrance, slick paint, and flawless tires. The buying of an insurance policy is the natural next step, and it at times can become tricky or frustrating to pursue. But what about cars that are slightly different? What if your car’s paint isn’t fresh and new, but rather time tested and long lasting? What if your car doesn’t have a new car smell, but rather a nostalgic and brilliant scent that in itself embodies decades of time?

Just because a car isn’t new doesn’t mean a car isn’t expensive. And this extends to insurance policies. An antique or vintage vehicle may have even more value than many brand new models, and the insurance costs and options are often quite reflective of this fact.

Finding and selecting the best antique, classic or vintage car insurance to satisfy your needs is vital to safeguarding and providing protection for a very important investment. These vehicles, being special by nature, have an array of unique accommodations and areas to consider.

So whether or not you’re familiar with insurance or not, there is no harm in reading up on the specifics of vintage car insurance. Below we’ll list just a few helpful instructions to assure you make the wisest possible decision pertaining to your vintage vehicle insurance policy.

1. Make Use of some Insurance Policy Restrictions

One important thing to consider is how your vintage car insurance policy covers you, and how it compares it your actual use of the vintage vehicle in question. The more you do with your ride, the more coverage you’re going to need. The inverse is true as well.

If the use is minimal, primarily to and from local community events and vintage car showcases, employ a policy that restricts to those particular uses. This will prove satisfactory for your limited usage and plenty more affordable.

On the other hand, if you are tad more willing to take the car out on the town, run errands, or even drive rather long distances, you’ll need to choose a policy that accommodates for this xxtensive use. Needless to say, a vintage car policy will not need to cover everyday use through all four seasons, but with more frequent use, a less restricted policy will definitely need to be selected. Consult an insurance agent for more information on specific policy restrictions.
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Lease a new car for less: Takeover an auto lease

Posted on December 31, 2010 by CarTips.com

Regardless of what dealer or leasing company you go through there is a cost to leasing a new vehicle. You have to pay a down payment, taxes, finance fees and the list goes on. Even after all of those fees you’ll be locked into a lease that is usually at least 24 months if not more.

However there are ways of leasing a vehicle for a short term, with no down payment or hefty up front fees.

You can take over someone else’s lease!

That’s right, there are people all over the country that are stuck in a lease that they can no longer afford or want to get out of. These people want to get rid of the monthly payments that are holding them down, and they can do so by signing over their lease to you!

You might have seen lease takeovers in the classifieds or on websites like craigslist.org, but there are a few great websites that can connect you with a large list of lease owners who would like to get out of their lease.

One such site is called LeaseTrader.com.

Lease Trader handles all of the hard parts of finding a lease to takeover. You can browse vehicles by make, model or category and find the right fit.

So how do you get started finding a lease?

It’s pretty easy actually:

Go to LeaseTrader.com
Register for a free account
Sign up for their buyers program
Find a vehicle you’re interested in
Contact the seller
Transfer the lease

But there’s gotta be a cost to all of this right?

There are a few costs that you need to be aware of when going into this process.

First up, you’ll need to pay LeaseTrader.com a nominal fee to join their “buyers program”. Compared to other lease trading sites out there, LeaseTrader.com doesn’t charge much (under 50 bucks). Next, you’ll need to pay a fee for the transfer of the lease. This is a one time $150 payment that gets all of the paperwork moving. Then you have your normal registration fee with the DMV and any bank transfer fees that are applicable… That’s it!

So for about $250-$400 you can get setup with an almost new car, no downpayment, and a limited term lease.

To find out more or to sign up with Lease Trader, Click Here.

Will you Save Money Buying a Hybrid Car

Posted on September 20, 2010 by Erin

Hybrid cars are becoming more and more popular as people eventually realize the importance of leading sustainable lifestyles. Hybrid cars may be good for protecting the environment, but are they friendly with the consumer’s budget as well? To help you better understand; let’s start with the basics.

Hybrid Cars: Overview
Hybrid cars use two or more distinct sources of power to move the vehicle. Usually, these cars refer to the hybrid electric vehicles which combine one or more electric motors with the internal combustion engine.

Because of the increasing prices in fuels plus the pollution that conventional cars emit, the motor industry had developed the hybrid car to address environmental concerns. The unique advantages of hybrid cars have brought this innovation to a market now recognizing them as the “car of the era.” There are a lot of hybrid cars available in the world today and most car manufacturers have announced their plans to begin producing their own versions.
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What to Look for When Going Hybrid

Posted on August 23, 2010 by Erin

Even though hybrid cars are still not the most popular choice amongst consumers, they are certainly gaining ground. It’s factual to state that they make up quite a small percent of car sales in the United States, but it’s also worth noting that with gasoline prices on the rise and the environment being a trending topic, quite a few people are giving them a chance. While the cars propose higher price tags and increased insurance costs, their fuel economy helps to offset the price. Perhaps it doesn’t do too convincing a job at justifying the inherent costs of the vehicle, but government credits and perks (see carpool lane access) do quite a bit in compensating for the high expenses.

If you’re looking for a hybrid today, you’ll have quite a bit of brand and body style variety so select from, whether your preference lay in compact cars, trucks, or SUV’s. In response to several government mandates, these automakers are doing even more to develop hybrids with better consumer utility and drive.

Hybrid Sedans

When it comes to hybrid sedans, the Toyota Prius appears to be the best bet. It’s the most fuel efficient hybrid compact out there with 51 mpg city (48 mpg highway), equipped with new age technology and unprecedented interior capacity for a fuel-efficient sedan. Continue reading →

Hybrid Myth-Busters: The Top 5 Fictional Claims

Posted on August 18, 2010 by Erin

As hybrid vehicles collect global popularity, they still find themselves plagued with myths and off-putting stories. It is important you can separate myth and fact in any category, but when purchasing an automobile it is also very important. Whether you’re haunted by stories of necessary wall sockets, inconvenient fuel cells, or any other negative press tales—understand there’s a motive behind these accounts. It is understandable that people may have a hard time accepting such a drastic change to something as concrete and time proved as the automobile. America itself has essentially grown up and evolved around the automobile for its entire second century of existence, and so misconceptions about the hybrid are inevitable. But don’t worry; we’re going to set the record straight. Below we have listed what we perceive to be the Top 5 Hybrid Myths, and we’re pretty sure you’ve heard them before. But we will further elaborate how true each one is, and give you the real scoop on hybrid automobiles.

The Top Five Myths (And the real story behind them)

1: Hybrid Cars Require Plugs and Sockets to Recharge-

This is a big one, I’m sure you’ve heard it a time or two when discussion moves on to hybrid automobiles. They say in order to utilize a hybrid car, you’ll have to plug it in and charge it like one giant Fisher-Price toy jeep or something. When you hear this, you think it’s just another thing you have to remember to charge: Continue reading →

Hybrid Cars: The Pros and Cons

Posted on August 13, 2010 by Erin

When looking at any invention, method plan, or anything for that matter—it’s imperative to weigh the pros and the cons. When it comes to hybrid cars, it is of course no different. If you ask the companies who manufacture these products, they certainly emphasize the pros, making their product seem like a divine invention you cannot be without. In this article I will separate fact from fiction, benefit from drawback—and show you the whole scale picture of what it means to own a hybrid.

For starters, what exactly is a hybrid car?

Essentially, it is nothing but a fuel efficient automobile with dual motors, an electric motor and a gasoline powered alternative. It also sports a specially engineered system that captures brake energy and transfers it towards the battery to keep it charged at all times.

So why go hybrid?

It’s a combination of two vehicular concepts, so why not go to one of the two? Why not drive a purely gasoline or electric powered car? If you think about it through principle, having two motors makes your system more vulnerable to a breakdown. The same concept exists in any other sort of transportation vehicle—the more motors or engines, the less reliable they can collectively be. Continue reading →

Finding the Right Extended Car Warranty

Posted on August 10, 2010 by Erin

It is without question that many professional relationships we engage with begin well but end poorly. The same is true with automobiles, namely with auto warranty. However, this doesn’t need to be the case if care is taken in identifying the absolute perfect situation for you and your personal specifications. You need to locate the perfect extended warranty—and by doing so you can make certain your car doesn’t become a waste of cash.

Essentially, all an extended warranty is is an insurance policy you take on your automobile. It is just a way to avoid those unpredictably but outrageous repair expenses. The term warranty is less accurate than insurance, in this way. However, similar to auto warranties, these do cover repairs or any sort of maintenance you encounter during the time period the policy is instated. But with the traditional warranty, you’ll purchase them as part of the product price. Extended auto warranties, on the other hand, are more like contracts. Service contracts if you will—they’ll run a separate cost and you’ll need to buy them separately as well.

Now, that doesn’t mean it needs to be done on a different day or place. In fact, you can purchase the extended warranty at the same place and day you purchase your vehicle, or even many days or months later. If you are the kind of person who needs full preparation at all times, just in case—the extended auto warranty is undeniably right for you. Especially when you consider the always rising cost of vehicular repair, the benefits of being protected are not difficult to see. Continue reading →

Tips on Buying a Classic Car

Posted on July 11, 2010 by Erin

Research is the key to successfully buying a classic car. There’ just something regal about the classics, something that you don’t see on modern cars anymore. Maybe it’s the authenticity, the grandeur, or just the sheer elegance that can only truly be found in a classic car. You know that crisp warm feeling inside whenever you see her. You know the care and attention, miles and experience that she must have had a fair share of during her time. And when you’re driving her, it’s as if time never existed and you are again transported back in your heyday.

If you’re a young man or woman and your planning to buy a classic car then you’ve chosen a road with more character and style… but with this decision also comes less reliability, more cost and worse fuel economy.

Whether you’re buying a classic for your sheer automotive pleasure, or are planning on reselling it, proper care and attention to detail is needed. Whether you’re planning on actually using the fine thing, or just displaying it for the envy of many, you can’t overrate the importance of a classic car’s quality. Continue reading →

In Focus: How the Residual Value of a Car Affects Your Lease

Posted on June 21, 2010 by Erin

How the residual value of a car effects your lease is dependent on many different factors. Car leasing is a booming industry that affects many Americans nowadays due to the hard economy. Being aware of residual lease values among other things relating to your car lease is important in getting you the best deal you can possibly get!

Unfortunately, not many people are prudent enough to research on these kinds of things and end up with less than good car lease deals.

If you already have or are planning on getting a car lease, then it is important to know how the residual value of a car affects your lease.

A car lease residual value is one of the most important, if not the most important factor in leasing a car.

But what are residual values?

In simple terms, it is the estimated value of your leased car vehicle at the end of the lease period. Continue reading →

Buy a Car Online- For Less

Posted on June 13, 2010 by Erin

Buying a car online has become more attractive than ever before. Why? Cost. The reduction in price when purchasing a vehicle online has lead 30% of auto buyers to purchase online. Cost is not the only benefit, time is as well.

When purchasing a vehicle online you do not have the inconvenience of being shifted through the salesman, his manager, the finance manager, etc. It is a pleasant experience. Continue reading →

Category Archives: Car Buying Tips