Tag Archives: car tips

Top 10 things to remember when buying a car

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challenger

There are a ton of new car buying tips out there but as with all things, some are better than others. Most of the car buying tips you’ll find are about finding the best price possible, but really that’s just scratching the surface. After all, you want the best accessories, additions and insurance that you can find. You can find more info on car insurance coverage terms here.

So here’s the list:

  1. The first is obvious. These days you can start shopping online. Don’t visit a car dealership without prior information of average price of new or used car that you are considering. Go online and find the car you want to buy. This will save you lot of time as you will not have to go from one dealership to another. Moreover, you will not be swayed by emotions and pay far more than you could have.
  2. If you are getting car financing, you must know your credit score. This will help you find the right lender and also let you know the APR you qualify for. Some reputable websites provide new car buying tips online as well as excel sheets for calculating monthly payments on the basis of your credit score.

    3. Continue reading →

Car Dealer Scams – Car Leasing

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audi

Lots of people agree that car leasing is the more attractive option when you need to get a new car… but are they wrong?

There are certainly advantages to car leasing – but only if you don’t get sucked into a car dealer scam in the process… and the truth is: a lot of people get a crummy deal.

Leasing regulation does not require as much disclosure as buying a vehicle. This has opened the door for a lot of shady car dealers to work on your pocketbook and take you for all that you’ve got.

Take a good look at the common car leasing scams and make sure you protect yourself.

Ridiculously low interest rates:

Some dealers quote a lower interest rate than what you’ll actually be paying. They do this by either purposefully quoting the “money factor” as the interest rate or calculating the loan without amortizing some closing fees, like the security deposit, into the loan lease. Continue reading →

How much is insurance? knowing your final purchase price.

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smashed-car2

Often times when buying a used or a new car, buyers will calculate their budget for the car and determine their highest monthly payment rate.

What is overlooked however, is how much the car insurance will cost on the new or used car that you are buying.

Sometimes, the cost of insurance can make or break your ability to purchase a car.

Factors the effect insurance price:

The type of car – Your insurance premium will be higher if you are buying a luxury car, a sports car, or a car that is high on the theft list.

Anti-Theft devices – If there is an alarm or other anti-theft device on the car you can usually get a discount.

Where your car is parked - The location that your car will be parked can make a difference in how much insurance you pay.

Continue reading →

How to test drive a used car

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Test driving a new car is one of the fastest ways to learn about a car. You can quickly determine if the car is worth your time to check out mechanically.

There are of course a few common problems that you need to look for when test driving a car.

The first stage of your used car test drive should involve testing all of the functions of the car:

You need to test the head lights, heater, A/C, radio, interior lights, mirrors, brake lights, turn signals, defrost, safety belts, windshield wipers and seats for how they function.

Plus, you want to check out any additional options like electronic seats, seat warmers, GPS etc.

Starting the car:

Before you start the car, be sure to check if the car is already warm. If it is, the owner may have pre-heated the engine before you arrived so that the car will start easier… if this is the case, be aware that the car may have cold start problems.
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Car Dealer Scams – “Sorry, but your financing fell through”

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carlot

Unless you don’t pay attention to any advertising, you see car dealers blasting low APR (annual percentage rate) financing rates all over your TV and Newspapers.

So when it comes time to buy your next car, you’re going to look for the best deal possible… but looks sure can be deceiving.

A number of car dealers will run a scam that is based around taking advantage of people with low credit scores. We call this the “sorry but we thought you look like a sucker” scam.
Continue reading →

Junk Car Removal – How It Works

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smashed-car

When it comes time to get a new car, sometimes your old one just doesn’t have any value left. That’s when junk car removal companies come into play.

There are a number of junk car removal companies all over the United States and Canada.

I’ve used them a number of times, and it’s a great way to remove a junk car that is taking up space on your property, or one that has had an accident.

These services generally remove the car free of charge, and they are usually pretty quick about it.

For this example, I’m going to use one of the more popular services in America: Junk My Car

The process for junk car removal with Junk My Car is pretty simple…

Step 1: Go to Junk My Car and fill out their online application.

Step 2: Junk My Car contacts a towing company that is near you.

Step 3: The towing company will contact you about removing your junk car and set an appointment.

Step 4: The junk car is removed for free.

That’s it! These services are quick and easy and your junk car is usually removed within a day or two.

Junk car removal without a title or paperwork:

So what happens if you’ve lost the paperwork for the junk car you’d like removed?

No problem the junk car removal companies can walk you through the whole process and get you on your way quickly.

If you have a junk car that needs removing right now, you can check out Junk My Car by clicking here.

If you’ve had any experience with junk car removal or any of the junk car removal companies, let us know in the comments below.

Car Dealer Scams – The Dealer Prep Fee

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msrp

If you’ve dealt with a car dealership, then you know about how many fees there are when buying a car.

Sometimes, there are so many fees that it can be confusing to know which ones are really legit.

One such fee is the dealer prep fee.

The dealer prep fee is a scam… plain and simple. Here’s why:
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Getting Car Insurance Discounts

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We all love saving money. I love it so much that I scour the internet for hours before making buying decisions. The same can be said for car insurance.

I am not a lawyer, nor am I a car insurance broker. This article is merely meant as an outline, so be sure to discuss your options with your insurance specialist before making any purchasing decisions.
Continue reading →

Car Insurance Coverage Terms

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volkswagon

As anyone who has purchased any type of car insurance knows, there are a lot of terms used for the different types of insurance and options you can buy.

I wanted to outline the most common terms and options that you can buy when purchasing car insurance.

I am not a lawyer, nor am I a car insurance broker. This article is merely meant as an outline, so be sure to discuss your options with your insurance specialist before making any purchasing decisions.

Car Insurance Terms: Continue reading →

How To Jump Start A Car

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We’ve all been there… you left your headlights on, or the interior light on and your car battery is dead.

The two biggest causes of car batteries failing is either leaving your lights on or alternator failure. One of these will probably happen to you at some point in your life.

So you have to know how to jump start a car safely and properly, so that when/if you ever do run into a dead battery in your car you can get back on the road quickly. You don’t always want to have to call out your car breakdown cover, particularly when it is something you can do yourself. Continue reading to find out how!

Preparing your vehicle to jump start a car:

First, you’re going to need a set of jumper cables. They are pretty common, so even if you don’t have a set you should be able to find someone who does. They aren’t expensive, so it’s actually a good idea to pick some up just in case anyways.

Move both cars so that the batteries are close to each other. If you don’t know where your battery is then pop the hood. Make sure that both vehicles are off, and have the parking brake on… you don’t want any accidents. Continue reading →